Legal

Terms of Use

This website is owned and operated by Seacoast Experts, LLC. (the “Company”, “us” or “we”). These Terms of Use constitute an agreement between the Company and you, the user. These Terms of Use govern your access and use of the webpages, podcasts, applications, interactive features, widgets, and their respective contents on this website (collectively, the “Site”).

Consent to Terms

By using the Site, you agree to be bound by the terms and conditions contained in these terms of Use. If you do not agree to these Terms of Use, you may not access or otherwise use the Site. We reserve the right, in our sole discretion, to modify these Terms of Use at any time by posting updated Terms of Use. By continuing to access and use the Site after any such modification is made, you are agreeing to such modification. Please check these Terms of Use frequently for updates. If you are under the age of 18, you represent that you are either an emancipated minor or have obtained the legal consent of your parent or legal guardian to agree to these Terms of Use and access the Site.

Consent to Email Communications

You expressly agree that, as part of the Site, you may receive communications by email. You may stop receiving emails by clicking on the unsubscribe links contained in such emails.

Intellectual Property Rights

All content, names, logos, designs, graphics, text, sounds, pictures, videos, software, and other materials on the Site are the intellectual property of the Company, its affiliates or licensors, and are subject to and protected by the United States and international copyright and trademark laws.

Subject to these Terms of Use, we hereby grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for personal use only. This license does not include any resale or commercial use of the Site or its content, any derivative use of the Site or its content, or any use of data mining, robots or similar data gathering and extraction tools. You may download, copy and/or transfer podcasts to a computer or mobile device for your personal, non-commercial, use only, provided that you do not modify the content.

You may use the code provided on our Site to embed Company content on your site and you may also link to our Site from your site, blog, application, platform or services, provided that (a) the link redirects the user to the Site or Company’s content when the user clicks on it, (b) you do not insert any intermediate page, splash page or other content between the link and the Site, (c) you do not place advertising in or our Company’s content if embedded on your site, (d) you do not use Company’s content in a manner that suggests the Company, the Site, or Company’s content promotes or endorses your, or a third party’s cause, ideas, products, sites, applications, platforms or services, (e) you do not use Company content for commercial purposes, and (f) you do not use Company content in any way that is unlawful or harmful to any individual or entity, or could in any way alters the intended context of Company’s content. The Site and Company’s content may not be reproduced, duplicated, copied, sold, licensed, or otherwise exploited for any commercial purpose without our express consent. Unless otherwise agreed upon in writing between you and the Company, you may use the content, content feeds, application programming interfaces, podcasts, media players, and other features on the Site only as expressly permitted in these Terms of Use.

Links to Third Party Websites, Applications, Platforms and Services

The Site may contain links to websites, applications, platforms or services maintained by third parties over which we have no control. We do not endorse the content, products or services of such websites, applications, platforms and services, and we disclaim any responsibility for the content or any products or services that appear on such third-party websites, applications, and platforms.

User Posts and Materials

You are prohibited from posting on or transmitting through the Site any unlawful, harmful, threatening, abusive, harassing, defamatory, infringing, obscene, racially or ethnically derogatory, sexually explicit, profane, hateful, or otherwise objectionable material of any kind. We reserve the right, but are under no obligation, to screen or remove any user posts at any time and for any or no reason.

You represent and warrant that: (a) if you post or submit any materials or personally-identifying information on or through the Site, you are at least 18 years of age, (b) you have obtained all clearances, releases, licenses and rights to any materials or content you post or submit on or through the Site that may be necessary for their use as contemplated by the Site or these Terms of Use, (c) the comments, materials or content you post or submit does not and will not defame any individual or entity, or violate or infringe upon the copyright, trademark, patent, trade secret, privacy, reputation, creative or other rights of any individual or entity, or violate these Terms of Use.

We are not responsible for any user comments, materials or content submitted by you or a third party on or through the Site. We cannot verify the accuracy of statements that users make or place on or through the Site, and we do not guaranty that any user comments, materials or content have been submitted with the permission of the copyright or proprietary owner or are otherwise in compliance with these Terms of Use.

Indemnity

You agree to indemnify and hold harmless the Company, its guests and participants, business partners, and their respective owners, members, managers, directs, officers, employees, agents, and representatives from any and all claims, liabilities, costs or expenses, including attorneys’ fees, arising from (a) your breach of any of the above representations and warranties, (b) your breach of the terms and conditions of these Terms of Use, or (c) your use of the Site, including, without limitation, your submission of comments, materials, or content n or through the Site.

Data Usage Charges

We do not charge you for use of our Site. You acknowledge, however, that streaming media can result in high data usage and may lead to excess data charges. We encourage you to monitor your wireless plan, data use and data charges. You agree that you are solely responsible for any costs you incur to access the Site or stream media content on the Site, including any excess data charges.

Disclaimer

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THESE TERMS OF USE, THE COMPANY AND ITS MEMBERS, MANAGERS, OFFICERS, AFFILIATES, AND REPRESENTATIVES, AND THE COMPANY’S MEDIA GUESTS AND PARTICIPANTS, VENDORS AND BUSINESS PARTNERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO WARRANTY THAT (1) THE SITE WILL MEET YOUR REQUIREMENTS, (2) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR (3) THE QUALITY OF THE SITE WILL MEET YOUR EXPECTATIONS. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, YOUR MOBILE DEVICE, OR LOSS OF DATA THAT RESULTS FROM USE OF THE SITE.

FURTHER, THE COMPANY MAKES NO REPRESENTATION THAT THE SITE, OR ANY PORTION THEREOF, IS APPROPRIATE OR AVAILABLE FOR USE IN JURISDICTIONS OUTSIDE OF THE UNITED STATES, OR THAT THESE TERMS OF USE COMPLY WITH THE LAWS OF ANY OTHER COUNTRY. YOU AGREE THAT YOU WILL NOT ACCESS THE SITE FROM ANY TERRIROTY WHERE ITS CONTENT ARE ILLEGAL, AND THAT YOU, AND NOT THE COMPANY, ARE RESPONSIBLE FOR COMPLIANCE WITH APPLICABLE LAWS.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL COMPANY AND ITS MEMBERS, MANAGERS, OFFICERS, AFFILIATES, AND REPRESENTATIVES BE LIABILE FOR ANY DAMAGES OF ANY KIND ARISING OUT OF, IN CONNECTION WITH, OR RELATING TO THE USE OF OR INABILITY TO USE THE SITE, INCLUDING ANY LIABILITY (A) AS A PUBLISHER OF INFORMATION; (B) FOR ANY INCORRECT OR INACCURATE INFORMATION; (C) FOR ANY UNAUTHORIZED ACCESS TO OR DISCLOSURE OF YOUR TRANSMISSIONS OR DATA; (D) FOR STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE; OR (E) FOR ANY OTHER MATTER RELATING TO THE SITE OR ANY THIRD PARTY WEBSITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF GOOD WILL, LOSS OF USE, LOSS OF DATA, COST OF PROCURING SUBSTITUTE SERVICES OR INFORMATION, LITIGATION OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, EVEN IF AN INDIVIDUAL ADVISES OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMITATIONS OF LIABILITY SET FORTH HEREIN ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN THE COMPANY AND YOU. THE SITE WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NOTWITHSTANDING THE FOREGOING, THE SOLE AND ENTIRE MAXIMUM LIABILITY OF THE COMPANY, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE OR CLAIM WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID BY YOU TO THE COMPANY FOR ANY ACCESS TO OR USE OF THE SITE. YOU ACKNOWLEDGE AND AGREE THAT IF YOU HAVE NOT PAID THE COMPANY ANY AMOUNTS FOR THE SITE PRIOR TO THE DATE ON WHICH YOU FIRST ASSERT ANY CLAIM, YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH THE COMPANY IS TO STOP USING THE SITE.

Claim Limitations Period

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising from or relating to the Site or these Terms of Use must be filed within six (6) months after such claim or cause of action arose or is forever barred.

Ability to Terminate Access to the Site

You agree that we may terminate or suspend your access to all or part of the Site, without notice, for any conduct that we, in our sole discretion, believe is in violation of these Terms of Use or any applicable law or is harmful to the interests of the Company or another user.

Applicable Law; Jurisdiction; Class Action Waiver

These Terms of Use shall be governed, construed and enforced in accordance with the internal laws of the State of New Hampshire, without regard to conflict of laws principles. To the extent permissible by law, any disputes under these Terms of Use or relating to the Site shall be litigated in the New Hampshire Supreme Court, Rockingham County or in the United States District Court for New Hampshire, and you hereby consent to personal jurisdiction and venue therein.

To the fullest extent permitted by applicable law, NO CLAIM RELATED TO THESE TERMS OF USE SHALL BE JOINED TO ANY OTHER CLAIM, INCLUDING ANY ARBITRATION OR CLAIM INVOLVING ANY OTHER CURRENT OR FORMER USER OF THE SITE, AND NO CLASS ACTION PROCEEDINGS SHALL BE PERMITTED.

Miscellaneous

A modification or waiver of a part of these Terms of Use shall not constitute a waiver or modification of any other portion of the Terms of Use. If for any reason any provision of these Terms of Use is found unenforceable, that provision will be enforced to the maximum extent permissible, and the remainder of the Terms of Use will continue in full force and effect.

Contact Information

If you have any comments, questions or complaints regarding these Terms of Use or the Site or wish to report any violation of these Terms of Use, please contact us at domains@seacoastexperts.com.

Privacy Policy

Introduction:

This website is owned and operated by Seacoast Experts, LLC (“us” or “we”).  Our Terms of Use governs your access to and use of webpages, podcasts, applications, interactive features, widgets and their respective contents.  The purpose of this Privacy Policy is to explain how we collect, use, store, and protect the information of visitors to our website, podcast listeners, and email subscribers (“you” or “your”).

When we use the term “processing” or “processor” this refers to the collection, recording, organization, structuring, storage, adaptation, alteration, retrieval, use, transmission, dissemination, combination, erasure, or destruction of information.

Information We Collect and How We Use It:

We do not track your browsing activities on our website.  Nor do we collect personally identifiable information when you access our podcasts through Apple Podcasts or Google Play Music.  You have the option to sign up for our email newsletter by providing us with your email address. If you do so, we use the email address you provide to send you information about podcast episodes and other content we think might be of interest to you.  Each email contains an unsubscribe link, which you can click on if you wish to unsubscribe from our email list.

WE DO NOT SELL YOUR INFORMATION TO THIRD PARTIES.  We may disclose your information to companies and individuals who perform business functions on our behalf.  Such functions may include hosting the website, analyzing data, and providing other support services. All such parties are required to keep your personal information secure and only process it in accordance with our instructions. We may also disclose your information if required by law.

We do not use cookies or other tracking devises when you visit our website.  We use a third-party service to maintain our subscriber list and send out email newsletters.  Our third party service uses cookies or other tracking mechanisms to recognize when recipients open emails or click on certain links.  This information might then be used to assist us in enhancing your experience on our website and promoting content most relevant to our email subscribers and podcast listeners. You can choose whether to accept cookies by changing the settings on your browser.

Retention of Your Information:

We retain your information for so long as we have an ongoing legitimate business or legal need to do so. Additionally, you have the ability to unsubscribe from, or opt-out of, our subscriber list for our automated emails at any time, and to disable cookies and other tracking functions through your computer or browser.

Security:

We strive to maintain adequate technical and organizational security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. We are not liable for unauthorized disclosure of information that occurs through no fault of our own.  If we learn of a data breach that is likely to result in a high risk to your rights and freedoms, we will immediately notify you of such data breach and inform you of (a) the nature of the data breach, (b) the point of contact regarding the data breach, (c) the likely consequences of the data breach, and (d) the measures being taken to address the breach and mitigate its possible risks.

Accuracy of Your Information:

Although we work to ensure that the information we hold about you is accurate and up-to-date, unless we receive an indication otherwise, we can only assume that the information you provide to us is accurate. If you inform us that any of your information processed through our website or email marketing is incorrect, or if we learn that any such information is incorrect, we will work to promptly correct, or if appropriate, erase, such information.

Rights with Respect to Personal Data:

If you are located in the European Economic Area, you have the following rights under the General Data Protection Regulation (the “GDPR”) with respect to information we collect that, alone or in combination with other information we collect, can be used to identify you (such information being “personal data”):

Right to Information Regarding the Processing of Your Personal Data:  You have the right to obtain the following information:

confirmation of whether and where we are processing your personal data;

information about the purpose of the processing of your personal data;

information about the categories of personal data being processed;

information about the existence of, and an explanation of the logic involved in, any automated processing of your personal data that has a significant effect on you;

information about the categories of recipients with whom your personal data may be shared; and

information about the period for which your personal data will be stored or the criteria used to determine that period.

This Privacy Policy is intended to provide much of the information listed above.

Right to Access to Your Personal Data:  You may request a copy of your personal data that we, or our third-party processors, collect and maintain. Similarly, you have the right to, when technically feasible, have your personal data transferred to another entity to determine the purpose and means of processing your personal data.

Right to Have Errors Corrected:  You have the right to rectification of inaccurate personal data.  If you notify us that any of your personal data is inaccurate or incomplete, we have the responsibility to, either directly or through our third-party processors, ensure that such personal data is erased or corrected.

Right to Have Personal Data Erased or Processing Restricted: You have the right to have your personal data erased when (i) the personal data is no longer needed for its original purpose and no new lawful purpose exists; (ii) the personal data is being processed based solely on your consent and you withdraw your consent; or (iii) the personal data is being processed unlawfully.  Similarly, you have the right to limit our use of your personal data when (i) the personal data is no longer needed for its original purpose, but we still need to maintain the personal data to establish, exercise, or defend legal rights; (ii) the personal data is being processed unlawfully; or (iii) the accuracy of the personal data is contested, but then our use of the personal data is restricted for only so long as it takes to verify the accuracy of the personal data.

Right to Object to Processing of Your Personal Data: You have the right to object to our processing of your personal data if the basis for that processing is (a) public interest; or (b) our own legitimate interests in doing so.  Additionally, you have the right to object to the processing of your personal data for the purpose of direct marketing or statistical purposes.

Right to Lodge a Complaint with a Supervising Authority:  You have the right to lodge a complaint concerning the processing of your personal data with your country’s independent public authority designated to act as its data protection “supervising authority” under the GDPR.

Right to Withdraw Consent to the Processing of Your Personal Data:  You have the right to refuse to consent to, and to withdraw your consent to, the processing of your personal data.  To the extent we rely on your consent to collect and store your information, when you withdraw such consent we must cease collection and retention of such information.  Note, however, we do not require your consent to collect or otherwise process your personal information if (a) such information is not personal data or (b) such information is personal data and we have another lawful basis for processing the information (for instance, processing of such information is necessary for the purpose of a legitimate interest of ours that is not overridden by your interests or fundamental rights and freedoms).

Responses to your requests to us regarding your personal data will be provided free of charge (including copies of materials), except that we may charge a reasonable fee for any repetitive requests, manifestly unfounded or excessive requests, or further copies.  Similarly, we may refuse to act upon requests that are manifestly unfounded or excessive.

Lawful Basis for Processing Personal Data:

We process personal data, whether directly or through third-party processors, as needed for purposes of our legitimate interests, except where such interests are overridden by the interests or fundamental rights and freedoms of our website visitors, podcast listeners, or email subscribers.  Our legitimate interests include enhancing podcast episodes and other media content, informing you of podcast episodes and other media content that might be of interest to you, responding to communications initiated by you, and protecting the security of our media property and your personal data.

How to Contact Us:

If you have any questions, concerns or requests related to this Privacy Policy, our practices related to this website, or your information, please contact us via email at domains@seacoastexperts.com or postal mail at:

Seacoast Experts, LLC
1 Hardy Road #1195
Bedford, NH 03110

If we have reasonable doubts about the authenticity of any request to us, we may request additional information necessary to confirm your identity.

Updates and Changes to Our Privacy Policy:

We may modify this Privacy Policy from time to time.  We encourage you to periodically review our Privacy Policy for the latest information on our policy practices.  If we have your email address, we might notify you of any changes to our Privacy Policy when they occur.